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I don’t know about you, but at times it seems like we only hear bad news in the media. Recently though, The Stock Journal, ran a very positive headline: "Growing Appeal". Elizabeth Anderson followed this [...]

No, not a formal one anyway. There is certainly ample money available to lend. Although, the ease of how it’s distributed has changed somewhat. For a profitable farm business with good levels of equity, it’s [...]

Are you disappointed with the return on your latest business decision? Or maybe you want to expand, but are unsure of the real risks involved? Well, what if you knew the outcome of every business [...]

Regardless of what banking products you use within your business, chances are you can still negotiate for a better deal. Even a slight decrease in the interest charged on a business overdraft, or a reduction [...]

Are you financially able to support your family if you happened to have an accident and couldn’t work? Would you be able to pay your bills or your mortgage if you came down with an [...]

Well… that depends on your situation. If you are a well performing, profitable farming business, it will be business as usual. On the face of it, if your farming business is a struggling a bit [...]

It’s surprising how many businesses don’t focus much on customer service. They believe that serving a customer and finalising the sale is the end of the job, as far as customer service goes. However, there’s a [...]

It’s surprising how many business owners don’t recognize the impending signs of trouble within their business, until it is too late. Many of them continue operating as normal, not noticing the writing on the wall. [...]

This is a common question by business owners who have good sales and their accountant has prepared financials saying they are profitable. The answer may lie in the balance sheet and the working capital cycle of [...]

If you’re planning on borrowing money for business purposes or even signing a lease for a commercial property, the bank may ask you to give a personal guarantee. What this means is that you sign [...]

Do you really know what the term ‘due diligence’ means? In its most basic form, due diligence is simply the process by which you investigate a business in order to determine if it’s really as [...]

The final report from the Royal Commission is due out in February 2019. The full impact (or fallout) will filter through sometime after this, as the banks fully digest the ramifications of the final report. [...]